Xero is a world-leading online accounting software built for small businesses

Why use Xero + Ozow

  • Seamless installation.
  • Closes the loop on payments made by automatically reconciling payments in real time.
  • More control and configuration available.
  • Immediate payment completion notification, for quicker action on delivery of goods/services.

About Xero

  • See your cash flow in real time.
  • Run your business on the go.
  • Get paid faster with online invoicing.
  • Reconcile in seconds.
  • Xero offers a central source of the truth.
  • Get paid faster for better cash flow.
  • Run your business from anywhere.
  • Understand your up-to-date cash position.
  • Collaborate with your accountant, bookkeeper and team.
  • Protect your business data.

Why Ozow

Secure, instant and irrevocable bank-to-bank payments.

Receive payments directly from your customer’s cheque, savings or credit account – credit cards aren’t necessary.

Shoppers do not need to enter into a lengthy registration process, you simply log in using your internet banking details.

Experience less abandoned carts and many more happy customers by integrating Ozow’s simple payment solution.

Merchants are notified instantly if and when one of their customers have made any transactions through Ozow.

Entice new customers by providing them with an Ozow easy, Ozow fast, and Ozow trusted card-free payment solution.


  • Ozow charges 0% fees for SME’s processing under R1 million per month for the first 12 months. Read more
  • A nominal platform fee of between 0,15% – 0,25% will be charged on transactions processed through Xero.
    • Merchants on Ozow Free processing will be charged 0,15%.
    • All other merchants will be charged 0,25%.